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short sale

What Buyers need to know in today’s Real Estate Market

Hey guys, I’m Kelly Cook with the Kelly Cook Real Estate Group, your :k1: area real estate specialists. We are part of the Keller Williams Realty network in the area. We can be found online at www.AZKCRealEstateGroup.com. Now one of the questions we are going to address today is very specific to today’s market in the summer of 2012 here in the :k1: area. That is, people are wondering how to find a property to buy that fits their needs and get it under contract to buy it when there is so little inventory out there. That’s a great concern and we get it all the time. I know a lot of people right now are struggling to find properties and get a property under contract because of the competition, but we really haven’t had that problem a lot with our clients.

There are a couple of different methods that we use that enables us to get our clients properties under contract and they are able to get the property that they want and also in addition to those methods that we would love to share with you, the fact that we have been in business now for over seven years, we have so many contacts that they know when we write an offer, we close and we perform. So if you are looking for some guidance on how to successfully buy a property, please give us a call. Let us sit down and have a consultation with you, find out your needs and what you are looking for, even your financing. We can get that all together so when the time is right to find the right property that you want to buy, we can get it done for you.

We love representing clients and we are passionate about negotiating and working hard for the best deal for you. Again I’m Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialists and we are here to help. Our number is 480-442-9868 or you can email us at Info@KellyCookHomes.com. Feel free to check out our website we have an entire home search section where you can look at every single property currently on the market. We would also like to share some properties with you that are not on the market that we get as pocket listings because we do carry between 50 to 60 listings at any given time during the month. We also work with the largest wholesalers in the area so we have access to properties as well that never hit the market. So give us a call today. We would love to work with you and we look forward to hearing from you soon.

Would You Like More Information About A Short Sale With Arizona State Credit Union?

Hey everyone, Kelly Cook here with the Kelly Cook Real Estate Group at Keller William’s Realty in :k1:. We specialize in helping homeowners in the entire :k1: area avoid foreclosure through the means of a short sale. We can be found online at www.azkcrealestategroup.com.

The topic we’re addressing today is Arizona State Credit Union. Credit unions aren’t as large as banks, but they are a little more apt to help out a member of their credit union, especially if the member is also willing to go through the process and help the credit union out. What do we mean by that? Basically it means trying to help the credit union mitigate their losses so they don’t lose as much as they would if the home went to foreclosure. Arizona State Credit Union understands this, so they are very willing to work with a member, as long as the member is willing to cooperate mutually with them through a real estate or short sale agent.

Contact us today because we have the knowledge, experience and track record with Arizona State Credit Union to get your short sale done. They do love to work with their members and understand they’ll recoup more money on a short sale as opposed to a foreclosure. We love to work with them and we’d love to work with you on getting your short sale done.

Please don’t delay; fill out the form on our website or take advantage of our short sale calculator. It will help you determine if a short sale is right for you or if you should stay in your home at this time. If a short sale is what you’re thinking about doing and you’d like to gather more information please email us at info@kellycookhomes.com or call us at 480-442-9868. We look forward to working with you on your Arizona State Credit Union short sale.

What Makes A Good Short Sale Agent?

Hello this is Kelly Cook with the Kelly Cook Real Estate Group, part of the Keller William’s Realty network in :k1:. We specialize in helping homeowners find alternatives to foreclosure through the means of a short sale. We can be found online at www.azkcrealestategroup.com.

One of the questions we get all the time is, “What determines who is a good short sale agent?” That’s a very good question because there are a lot of realtors out there claiming they are short sale experts when they probably are not. They may be saying that just to get business; it’s a very valid question. Here’s how we answer the question: experience.

What does experience look like in the short sale industry? It doesn’t necessarily mean that you need to have completed 800 short sales; I don’t know what that magic number is, but I do know that experience comes from being in the trenches and experiencing what the lenders and investors are doing when they do or do not approve a short sale. There are so many different aspects of a short sale that you can only find out about them from experience. It’s only after having worked GSE’s, loan types and structures, only then do you really know the tendencies that banks have so you know how to deal with a situation before you start the process. All this is going to do is help the client out. We have this kind of experience; we’ve closed over 260 short sales and we’d love to put the knowledge and experience that we have ascertained over the years to work for you.

Another way to tell if your short sale agent is legitimate is by their success rate; we are at about a 98% success rate on our short sales. The national average is about 40%, so we’re very proud of our success rate and we don’t take no for an answer; we’ll fight for our client and their best interest.

We’d love to talk to you more about that and build upon the two main principles that determine a good short sale agent. Please give us a call at 480-442-9868, email us at info@kellycookhomes.com, visit our website or check out our Short Sale calculator.

How Important Is Experience When Selecting An Agent For Your HSBC Short Sale

Hello everyone my name is Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialists, thank you for your time today. Our team of short sale experts is dedicated to helping :k1: homeowners avoid foreclosure through the means of a short sale. I blog frequently to provide homeowners with underwater mortgages up to date information on all of their real estate options. If you can no longer afford your mortgage, or are already considering a short sale, please visit my website or contact me directly to discuss your options.

For my blog today I wanted to talk about working with HSBC on a short sale file and some of our latest success stories. HSBC is another one of those banks that doesn’t have many offices around the country but still holds a large mortgage portfolio. While this may decrease the amount of exposure the public has to HSBC plenty of :k1: homeowners are currently the owners of an HSBC mortgage. Over the last couple years I personally have had great success with the HSBC short sale team closing roughly a dozen short sales in that time. When it comes to choosing a short sale agent it is important to find someone that has experience with your specific lender. Given HSBC’s small presence in the public eye not many short sale agents have the amount of experience with their staff as we do.

So if you have any questions on your HSBC mortgage, or any other lender, please send me an e-mail or give me a call to arrange a free consultation. If you are on my website make sure to check out the Short Or Stay Calculator to get a big picture idea of your homes long term value. This is Kelly Cook with the KC Real Estate Team thank you for your time and I hope you have a great day.

Important Information On Qualifying For The HAFA Short Sale Program

Hello everyone this is Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialist, thank you for checking out my blog today. My team and I are dedicated to helping :k1: homeowners avoid foreclosure and I use my blog to provide valuable content on the short sale process. If you can no longer afford your mortgage, or if a short sale just makes business sense, take a minute to browse my website or contact me directly to discuss your options.

For my blog topic today I wanted to go over what to expect when completing a short sale through the HAFA program. The HAFA program is a government run program that has been getting a lot of press lately. :k1: homeowners have been asking me about this program a lot because HAFA provides you cash for relocating. Homeowners who qualify for a HAFA short sale are eligible for up to three thousand dollars in order to relocate after their short sale. Another great benefit of HAFA is that it will generally stream line the short sale process and possibly shorten the time it will take for an approval. There are a lot of different criteria for qualifying but it is important who owns your loan and whether you live in the house. I can tell you that you may qualify for the HAFA program even if you have already moved out of your distressed property.a

There are other guidelines to meet as well but they are more unique to each individual :k1: homeowner. If you are considering a short sale and want to find out if you qualify give me a call today to discuss your options. Thank you for your time today and I hope to hear from you soon at your :k1: short sale specialist, the Kelly Cook Real Estate Group.

Is it More Difficult to Complete a Short Sale with Desert Schools Credit Union?

Hello guys, this is Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialists. We can be found online at www.azkcrealestategroup.com. We specialize in helping Valley homeowners across the entire greater Phoenix, Arizona area find alternatives to foreclosure through the means of a short sale.

The topic we would specifically like to discuss today are Desert Schools Credit Union short sales. Desert Schools Credit Union is a large credit union here in the Valley in the Phoenix, Arizona area. The biggest thing we find with them are a lot of homeowners and people out there think that because they are a credit union, that they are going to be so much more difficult to deal with in a short sale. They also think they are never going to give them what they want or approve their short sale or give them full debt relief and they will probably pursue them for everything they possibly can in the future. Well, I’m here to tell you that is actually not true at all.

We have been very successful with Desert Schools getting full debt relief and full protection for our clients. Through the process of working with integrity and a lot of files and short sales through Desert Schools, we have several contacts with them that we utilize and know how they work. If we ever get stuck or need something on a file, we call them and specifically ask them for help. Just because they are a credit union does not mean that you have less of a chance to get your short sale approved or to get full debt relief and protection for you as well. That’s our number one priority is to protect you in a short sale and of course get it closed successfully.

Again, I’m Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialists and we’re here to help. So please contact us today on our website or you can email us at info@kellycookhomes.com or give us a call at 480-227-2028 and let’s get your Desert Schools short sale complete. Thanks for your time, and have a great day.

Getting The Facts Straight About The Short Sale Process And The Value Of Your Home

Hello everyone my name is Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialist, thanks for checking out my blog today. My team and I are dedicated to helping :k1: homeowners avoid foreclosure and I use my blog to provide valuable information on that very topic. If you are behind on your mortgage or already considering a short sale please take a minute to browse my website or contact me directly for even more information.

For my blog today I wanted to discuss a topic that I personally enjoy talking about because of all the misinformation that is given to homeowners. Far too often :k1: homeowners who I speak with think their home is too cheap or too expensive to complete a short sale and they are scared away from the process. This idea is a complete myth and there is no home that is too cheap or too expensive to complete on a short sale on. I have completed a short sale in :k1: for a home worth over three million dollars and another for a home worth twenty five thousand dollars. These are two great examples of why any homeowner in :k1: who is behind on their mortgage or has seen the value of their home greatly reduced is qualified to attempt a short sale. There is no ceiling or floor when it comes to the ability to short sale your home.

Now that we have dispelled that myth please stop by my website or contact me directly to learn more about your short sale options. I want to provide you with all the short sale information I can to help you make the best real estate decision available. Thank you for your time today and I look forward to hearing from you at :k1:’s short sale specialists, the Kelly Cook Real Estate Group.