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Tag: short sale specialist

KC Real Estate Group Has Plenty Of Experience Negotiating Hidden Fees With AHMC

Hello everyone my name is Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialists, thank you for joining me today. I work with The Real Brokerage in :k1: and use my blog to provide distressed property owners valuable information on their options for avoiding foreclosure. Our team of short sale experts are dedicated to helping homeowners like you every day so please give us a call to answer all of your real estate questions.

For my blog today I wanted to talk about working with American Home Mortgage Servicing Incorporated on a short sale file and some of my experiences. More commonly known as AHMS, this lender is based out of Texas and is very well known in the short sale community given its large number of unperforming loans. Currently I am working on two :k1: short sales with AHMS and have plenty of experience with their staff over the last few years. When I first started working with AHMS a few years ago they were often very difficult to work with and even tried to included random fees when going to closing. As short sales have become more common in :k1: this has not been the issue it once was. Regardless our team has had great success negotiating with AHMS on behalf of our clients to get any additional fees waived before going to closing.

So if you have questions on your AHMS mortgage, or any other lender, please fill out the contact form on my website or call me today to discuss all of your options. On my website you can also find a great new tool called the Short Or Stay Calculator. Simply enter in some basic information in regards to your mortgage and our calculator will provide you a detailed report on when your home could be an asset again. Thank you for your time today and I hope to hear from you soon at the Kelly Cook Real Estate Group.

Let Us Help You Complete Your Short Sale with Indy Mac

Hey guys, I’m Kelly Cook here with the Kelly Cook Real Estate Group, your :k1: short sale specialists. We can be found online at WWW.AZKCRealEstateGroup.com. We specialize in helping area homeowners find alternatives to foreclosure through the means of a short sale.

Our topic today is a short sale with Indy Mac Bank. We are one of :k1:’s largest short sale teams and so we’ve done a lot of short sales with Indy Mac Bank over the years. Indy Mac was one of those banks that had some serious trouble when the real estate bottomed out and the market tipped. They did step in and merge, and actually One West Bank acquired them with the help of FDIC. Now One West Bank is the new official name of Indy Mac Bank. Indy Mac is still there as a division of One West Bank to service all their mortgages and loans they had on the books since a few years back. When that merger occurred it was very difficult to do a short sale with Indy Mac, but I got to give it to them because since then, it’s gotten better. Now they are not one of the best banks out there to work with, but we have found a way to work with them that’s tolerable and because of that we have a very high success rate with Indy Mac on all of our short sales that we have done for clients.

Indy Mac will try and pursue a foreclosure aggressively throughout the short sale process so it’s very important that you hire a short sale agent that has experience with Indy Mac and their systems. They need to be familiar with them so that all time frames are met appropriately so that the short sale goes smoothly. It’s that easy and we have that experience and we would love to help you with your Indy Mac short sale if you are thinking of going that route today.

Again, I’m Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialists and we are here to help. Please email us or call us with any questions. Our email address is info@kellycookhomes.com or call us at 480-442-9868. You can also contact us through our website at kellycookshortsales.com. We look forward to hearing from you soon. Thanks and have a great day.

Is Your Mortgage With Regions Bank And You Want To Short Sale?

Hey everyone, Kelly Cook here with the Kelly Cook Real Estate Group, your short sale specialist for :k1: and the entire state of Arizona. We can be found online at www.AZKCRealEstateGroup.com. We’re part of The Real Brokerage here in :k1: and we specialize in helping homeowners across the entire :k1: area find alternatives to foreclosure through the means of a short sale.

The topic we are discussing today is doing a short sale with Regions Bank. They are a much smaller bank and they do actually communicate fairly well throughout the short sale process. They are fairly good to work with. We’ve done several short sales with Regions Bank; not a ton because they are a smaller bank and don’t have a large loan portfolio. They do, however, have loans that aren’t performing and, therefore, want to get those loans off of their books just as much as the homeowner wants to short sale. It could be a very good match because they are very proactive at working a short sale and communicate very well. We’ve been very successful with them, in fact, we have a 100% success rate. We’re working one with them right now and so far it’s been going very well.

If you have a Regions Bank mortgage and you are wondering if you should do a short sale or not, please give us a call. We can give you some more details about our experiences with them and again, our success rate is as good as it gets with them. We’d love to help you with your Regions Bank short sale. You can contact us here at our website, send us an email at info@kellycookhomes.com, or give us a call at the office at 480.442.9868 and someone will be sure to answer any questions you may have. We look forward to hearing from you at your convenience with any short sale questions you may have.

Is There Any Difference When Completing A Short Sale Through Arizona Federal Credit Union

Hello everyone my name is Kelly Cook with the Kelly Cook Real Estate Group, your premiere :k1: short sale team, thank you for your time today. I work with The Real Brokerage in the :k1: region and use my blog to share valuable information with distressed property owners on their options for avoiding foreclosure. If your mortgage is currently underwater or you are no longer able to make your mortgage payments stop by my website or give me a call today to find the best solution for your unique situation.

For my blog topic today I wanted to discuss working with Arizona Federal Credit Union on a short sale file and some of my recent experiences. This is somewhat of a niche topic because a credit union will normally have a much smaller customer base than a large national lender like Chase or Wells Fargo. Having said that, Arizona Federal Credit Union is one of the largest credit unions in the state and in turn owns a good sized mortgage portfolio. I have completed several short sales with the Arizona Federal Credit Union and have nothing but positive things to say about the experience. One thing to note is that given how a credit union operates the short sale process can be very different than a traditional short sale with a large national lender. Because of this it is important to find a short sale agent that has experience working with and getting approvals through a credit union. While most credit unions are more aggressive coming after deficiencies in a short sale they generally are much faster when it comes to negotiating and approving a file.

So if you have a mortgage through Arizona Federal Credit Union give me a call today to discuss the possibility of a short sale. Thank you for your time today and I hope to hear from you soon at the Kelly Cook Real Estate Group.

Find US Bank Short Sale Success With The KC Real Estate Team

Hello everyone this is Kelly Cook with the KC Real Estate Team, your :k1: short sale specialist, thank you for checking out my blog today. I work with The Real Brokerage in the :k1: area and use my blog to provide valuable content to distressed property owners on avoiding foreclosure through the means of a short sale. If you can no longer afford your mortgage or are already considering a short sale visit my website or contact me directly to get started today.

For this particular blog I wanted to discuss working with US Bank on a short sale file. Even though US Bank is one of the larger banks in the nation working with their short sale team gives you the feel of a small town bank. Over the last two years I have been able to build several personal relationships with their staff which serves as a big help when working on behalf of a homeowner on their short sale file. I have completed numerous short sales for :k1: homeowners through US Bank and continue to receive phone calls from prospective US Bank mortgage holders. If you have any questions on your US Bank mortgage please do not hesitate to give us a call to discuss your options.

If you are on my website also take a minute to check out our great new tool called the Short Or Stay Calculator. By entering in some basic information on your :k1: mortgage this tool can give you a good idea of when your home will be an asset again. If you would like more information on how a short sale works in :k1: you can also leave your contact information on my website and we will be in touch. Thank you for your time today and please make sure to contact our team with any questions you have about a US Bank short sale.

What Makes A Good Short Sale Agent?

Hello this is Kelly Cook with the Kelly Cook Real Estate Group, part of The Real Brokerage in :k1:. We specialize in helping homeowners find alternatives to foreclosure through the means of a short sale. We can be found online at www.azkcrealestategroup.com.

One of the questions we get all the time is, “What determines who is a good short sale agent?” That’s a very good question because there are a lot of realtors out there claiming they are short sale experts when they probably are not. They may be saying that just to get business; it’s a very valid question. Here’s how we answer the question: experience.

What does experience look like in the short sale industry? It doesn’t necessarily mean that you need to have completed 800 short sales; I don’t know what that magic number is, but I do know that experience comes from being in the trenches and experiencing what the lenders and investors are doing when they do or do not approve a short sale. There are so many different aspects of a short sale that you can only find out about them from experience. It’s only after having worked GSE’s, loan types and structures, only then do you really know the tendencies that banks have so you know how to deal with a situation before you start the process. All this is going to do is help the client out. We have this kind of experience; we’ve closed over 260 short sales and we’d love to put the knowledge and experience that we have ascertained over the years to work for you.

Another way to tell if your short sale agent is legitimate is by their success rate; we are at about a 98% success rate on our short sales. The national average is about 40%, so we’re very proud of our success rate and we don’t take no for an answer; we’ll fight for our client and their best interest.

We’d love to talk to you more about that and build upon the two main principles that determine a good short sale agent. Please give us a call at 480-442-9868, email us at info@kellycookhomes.com, visit our website or check out our Short Sale calculator.

What is a BPO and How Will it Affect My Short Sale?

Hey guys, I’m Kelly Cook here with the Kelly Cook Real Estate Group, your :k1: short sale specialists. We specialize in helping valley homeowners across the area find alternatives to foreclosure through the means of a short sale. We can be found online at www.AZKCRealEstateGroup.com.

Now the question we are addressing today is what is a BPO? I’m sure if you found our site today, you have probably been doing some research and one of the most relevant topics to a short sale is a BPO. Everything of which a short sale is approved upon to some degree hinges on a BPO, so what is it? I’m glad you asked because we have all the answers for you.

A BPO stands for a broker priced opinion. It is basically a poor man’s appraisal or it is just below an appraisal. It is pretty official and looks like an appraisal but it isn’t done by a licensed appraiser and it doesn’t have to follow all of the exact guidelines of an appraisal. A BPO is usually pretty accurate as long as you get someone who is trained properly and knows what they are doing to actually spend the appropriate amount of time needed to do the evaluation of your home.

So a BPO stands from a broker priced opinion. It is usually done by a licensed real estate agent that the bank has picked out and trained to come by your house and to value your property so that the bank has an idea of what it is worth. Therefore they can judge if the offer they are looking at in their office, possibly in another state, is relevant or the same market value as what the property is based upon of what the evaluation of the BPO came in at.

So give us a call if you have any questions about it. The main thing to understand is you don’t have to pay for the BPO during the short sale process, the bank pays for that. We just simply have to make the house available when that BPO is ordered and that’s our job to handle that entire part of the transaction for you during the short sale.

Again, I’m Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialist and I’m here to help. Call us at 480-442-9868 and we can walk you through the entire process from A to Z. You can also use our contact us on our website and there you can find our short or stay calculator. Here you can enter the information on your property and you can find out the value of your property from our stand point. You can also email us at info@kellycookhomes.com. I hope you found this information helpful and we look forward to talking with you soon. Take care and have a great day.

How Important Is Experience When Selecting An Agent For Your HSBC Short Sale

Hello everyone my name is Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialists, thank you for your time today. Our team of short sale experts is dedicated to helping :k1: homeowners avoid foreclosure through the means of a short sale. I blog frequently to provide homeowners with underwater mortgages up to date information on all of their real estate options. If you can no longer afford your mortgage, or are already considering a short sale, please visit my website or contact me directly to discuss your options.

For my blog today I wanted to talk about working with HSBC on a short sale file and some of our latest success stories. HSBC is another one of those banks that doesn’t have many offices around the country but still holds a large mortgage portfolio. While this may decrease the amount of exposure the public has to HSBC plenty of :k1: homeowners are currently the owners of an HSBC mortgage. Over the last couple years I personally have had great success with the HSBC short sale team closing roughly a dozen short sales in that time. When it comes to choosing a short sale agent it is important to find someone that has experience with your specific lender. Given HSBC’s small presence in the public eye not many short sale agents have the amount of experience with their staff as we do.

So if you have any questions on your HSBC mortgage, or any other lender, please send me an e-mail or give me a call to arrange a free consultation. If you are on my website make sure to check out the Short Or Stay Calculator to get a big picture idea of your homes long term value. This is Kelly Cook with the KC Real Estate Team thank you for your time and I hope you have a great day.

How Important Is Experience When Selecting An Agent For Your HSBC Short Sale

Hello everyone my name is Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialists, thank you for your time today. Our team of short sale experts is dedicated to helping :k1: homeowners avoid foreclosure through the means of a short sale. I blog frequently to provide homeowners with underwater mortgages up to date information on all of their real estate options. If you can no longer afford your mortgage, or are already considering a short sale, please visit my website or contact me directly to discuss your options.

For my blog today I wanted to talk about working with HSBC on a short sale file and some of our latest success stories. HSBC is another one of those banks that doesn’t have many offices around the country but still holds a large mortgage portfolio. While this may decrease the amount of exposure the public has to HSBC plenty of :k1: homeowners are currently the owners of an HSBC mortgage. Over the last couple years I personally have had great success with the HSBC short sale team closing roughly a dozen short sales in that time. When it comes to choosing a short sale agent it is important to find someone that has experience with your specific lender. Given HSBC’s small presence in the public eye not many short sale agents have the amount of experience with their staff as we do.

So if you have any questions on your HSBC mortgage, or any other lender, please send me an e-mail or give me a call to arrange a free consultation. If you are on my website make sure to check out the Short Or Stay Calculator to get a big picture idea of your homes long term value. This is Kelly Cook with the KC Real Estate Team thank you for your time and I hope you have a great day.

Do You Want Help With Your First Horizon Short Sale?

Hello everyone this is Kelly Cook with the Kelly Cook Real Estate Group at The Real Brokerage in :k1:. We can be found online at www.azkcrealestategroup.com. We help homeowners across the entire :k1: area find alternatives to foreclosure through the means of a short sale.

The question we are specifically addressing today are First Horizon short sales. We get asked all the time if we’ve done a short sale with First Horizon or with First Tennessee Bank, which is an affiliate of First Horizon. The answer to this question is absolutely, we’ve done dozens of short sales with them. They’re not the easiest bank to deal with, but we have a contact within First Horizon that we’ve gotten to know quite well because of the number of short sales we’ve done with them; we’ve had a lot of success with First Horizon and can absolutely get your First Horizon short sale done.

Please don’t delay because we’d love to help you out with your short sale. You can reach us via the Contact form on our website or you can check out our Short Sale Calculator. If you enter in some of your property and mortgage information, the calculator will generate and email you a report telling you two things. First, it will tell you how long it will take for your home to become an asset again. Second, it will tell you how much money it will cost you to get to that point. A copy of this report will also be sent to the Kelly Cook Real Estate Group so we can help you to better assess your financial situation. You can also reach us via email at info@kellycookhomes.com or call us at 480.442.9869. We look forward to working with you on your First Horizon short sale, so please contact us today.