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arizona short sale

The Real Estate Opportunities Are Endless In McDowell Mountain Ranch

Hello everyone Kelly Cook here with the KC Real Estate Group, your :k1: short sale specialist, thank you for your time today. My team of short sale experts are helping :k1: distressed property owners avoid foreclosure every day through the means of a short sale. If you are struggling to pay your mortgage every month or have seen the value of your home greatly diminished please contact me today to chat with an expert about your options.

For my blog today I wanted to talk with :k1: residents about the great opportunities in the McDowell Mountain Ranch Community. Our office is located in :k1: which is a short drive from McDowell Mountain Ranch. For that reason we have been the choice for many homeowners in that area and are experts in the housing market. Whether you are buying or selling this is a great opportunity for you to utilize the experience we have in this region. McDowell Mountain Ranch is a wonderful community with award winning schools, great outdoor activity areas, and a growing housing market. No matter what kind of home you are looking for McDowell Mountain Ranch has you covered. And for those who are ready to buy a new now is a great time to also sell in the McDowell Mountain Ranch area. Our team lives and breathes in this community every day and want to answer any questions you have about the real estate market in this community.

For more information on :k1: homes, specifically in the McDowell Mountain Ranch area, please fill out a contact form on my website or call me today. On my website you can find our Short Or Stay Calculator that will show you when your home will be worth what you owe. Thanks for joining me today and I look forward to hearing from you in the future.

Our Short Sale Experience Works Wonders When Working With Seterus

Hello everyone Kelly Cook here with the KC Real Estate Group, your :k1: short sale specialist, thank you for joining me today. Our team of short sale experts are working with :k1: distressed property owners every day to avoid foreclosure through the means of a short sale. If your mortgage is underwater or if simply need to sell your home fast please browse my website or call the office today to learn more about your real estate options.

For my blog today I wanted to talk with :k1: homeowners who have their mortgage through Seterus about the opportunity to complete a short sale. Seterus is a mortgage servicing company that handles many of the loans owned by Fannie Mae and Freddie Mac. I enjoy working with Seterus and have handled numerous short sale files over the years for clients with a Seterus serviced loan. One of the reasons I like working with Seterus is their online platform and secured e-mail options in order to share all the paperwork needed for a short sale is a fast but secure way. The staff at Seterus has been great to work with and over the years I have been able to build some great relationships with members of their team. If you are considering a short sale or just have questions on your Seterus mortgage please do not hesistate to contact me to discuss your options.

On my website you can fill out a contact form and we will be in touch shortly or give me a call whenever you have a free minute. On my website you can also find our Short Or Stay Calculator that may help you determine if a short sale is right for you. Thank you for your time today and I look forward to helping you in the future with your :k1: real estate needs.

Doing A Short Sale With Bay View Servicing May Take Some Time But We’ll Get It Done For You

Hello everyone, Kelly Cook here with the Kelly Cook Real Estate Group, your real estate and short sale specialist in :k1:. You can find us online at www.KellyCookHomes.com. We specialize in helping homeowners throughout the entire :k1: find alternatives to foreclosure through the means of a short sale.

Today we’re going to talk about Bay View Loan Servicing. They are slow, there’s no way around it. The good thing is that we do have one good contact with them that we can get ahold of if things are taking longer than normal. We’ve had some short sales with Bay View that have been faster and only taken two to three months, but this isn’t the norm. Bay View is a loan servicing company, they are not a bank. Bay View has a nice website that talks about how good their servicing is and how they can help the homeowner out; this is the case with them, they’re just incredibly slow. The good news for you the homeowner is, unless you absolutely have to be out of your home, that it’s okay. We handle everything for you at the Kelly Cook Real Estate Group on your short sale. All you have to do is provide us with the documentation that’s needed to assemble the short sale package. Essentially, the short sale is free to you because the lender pays us our realtor fees and commissions.

A short sale is a very good option if you’re underwater, need to move or are behind on your mortgage. We have an office in Phoenix, AZ as well as in Columbus, OH. You can also email us or check out www.MyHomeValueCalculator.com. We’ll send you an instant email on what your home’s current property value is as well as if a short sale is right for you.

New Fannie And Freddie Guidelines Good News For Short Sale Candidates

Hello everyone Kelly Cook here with the Kelly Cook Real Estate Group, your :k1: short sale specialist, thank you for joining me today. My team of short sale experts work with :k1: homeowners every day to help them avoid foreclosure through the means of a short sale. If your mortgage is currently underwater or if you have seen the value of your home greatly diminished please browse through my website or give me a call to discuss your real estate options.

For my blog topic today I wanted to talk with :k1: homeowners about some new rules for doing a short sale with Freddie Mac and Fannie Mae. Both investors have recently come out with new rules and guidelines in hopes of speeding up their short sale process. Now both parties have done this in the past with very little results to show but I have reason to believe these new guidelines can be a big help. First, borrowers will no longer have to be delinquent on their mortgage in order to complete a short sale if they can prove a valid hardship. Second, Fannie and Freddie will now help expedite the pay off of any second liens on your :k1: home. And third, Fannie and Freddie will eliminate the ability for your lender to seek a deficiency judgment against the borrower during a short sale. The big take away from these new guidelines is that Fannie and Freddie will be more consistent with their short sale process and hopefully be able to help more homeowners.

If you have questions about your distressed property please fill out a contact form on my website or call me today to chat with an expert about your options. On my website you can also find our Short Or Stay Calculator that may help you determine if a short sale is right for your :k1: property. Thank you for your time today and I look forward to helping you in the future with all of your real estate needs.

“Should I Short Sale Or File Bankruptcy?” – Consult With Us First!

Hey everyone, Kelly Cook here again with the Kelly Cook Real Estate Group and Keller Williams Realty in :k1:. We can be found online at www.KellyCookHomes.com. We specialize in helping homeowners find alternatives to foreclosure through the means of a short sale. The topic we’re addressing today is, “Should I file a bankruptcy or do a short sale?”

Before we begin, I would like to disclose that I’m not a licensed attorney so I can’t give you legal advice about implications and ramifications of a bankruptcy. However, we do have a bankruptcy attorney that we work with on our team that we can put you in touch if you have questions about filing bankruptcy. A lot of people do consider whether or not they should file bankruptcy or do a short sale and what’s best for them. If you do have other outstanding consumer debt in conjunction with your home being severely underwater, bankruptcy could be an option. If you don’t have to go down that route and it makes the best financial decision to do a short sale, this could be a successful resolution to your financial problems. Please don’t ever rush into filing bankruptcy if you feel the debt on your mortgage is insurmountable.

Please give us a call and let us review your situation to see if a short sale is the better option for you. We can also consult with our bankruptcy attorney to find out if the short sale will be good enough to avoid a different drastic solution. You can email us at info@kellycookhomes.com or call us at either our Arizona or Ohio office. We look forward to hearing from you soon and helping you determine if a short sale is the best financial solution for you.

Is Chase a Difficult Bank to Work With When Completing a Short Sale on Your Home?

Hey guys, Kelly Cook here with the Kelly Cook Real Estate Group, your :k1: short sale specialists. You can find us online at www.KellyCookHomes.com. We are part of the Keller Williams network, one of the largest brokers in the entire country. Now we specialize in helping homeowners across the entire :k1: area find alternatives to foreclosure through the means of a short sale. Now the topic we are specifically addressing today are Chase short sales. Chase is obviously one of the largest banks in the entire country and they have a huge portfolio of non-performing loans that they work on with agents across the entire country. They continue to try to find a way to mitigate their losses through the short sale process.

Chase is still kind of in the 20th century to some degree with their paperwork and their logistics and the way they handle their short sale paperwork. Everything has to be faxed to them and sometimes paperwork gets lost along the way. Overall Chase is getting much better to work with. We actually enjoy working with Chase and have gained some really good contacts with them. We would love to put them to work for you today. So please don’t call an agent who has never done a short sale. Find out where the proof is and how many deals they have closed. We have closed well over 300 deals over the past several years. We’re at about a 95% success rate on all the short sales that we have taken. So we know how to get it done and we know how to navigate the waters on if you have mortgage insurance and are negotiating with the bank.

We would love to work with your Chase short sale today. Again, I’m Kelly Cook with the Kelly Cook Real Estate Group and we are one of :k1:’s largest real estate teams. Please give us a call or email us, whatever is easiest for you. We can be reached at 480-442-9868 or 614-600-2028. You can also email us at info@kellycookhomes.com and we’ll be in touch with you immediately. You can also check out our short sale calculator at myhomevaluecalculator.com. It will tell you exactly what your home is worth and then from there you can see where you stand and decide if a short sale might be right for you. We hope to hear from you soon.

Have A Second Mortgage And Not Sure If You Can Complete A Short Sale?

Hello everyone my name is Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialist, thank you for your time today. Our team of short sale experts are working with :k1: homeowners every day to help find the best alternatives to foreclosure and use this blog to share valuable information. If you are struggling to pay your mortgage every month or have seen the value of your home greatly diminished take a minute to browse my website or call me directly to learn more about your real estate options.

For my blog today I wanted to talk with :k1: homeowners who have a second mortgage about whether they can complete a short sale. This is a questions I hear a lot when meeting with homeowners and wanted to let everyone know that a short sale is always an option even if you have a second mortgage. I have even helped :k1: homeowners with three mortgages taken out against their home complete a short sale. At the end of the day it comes down to putting together the proper short sale packet and having the negotiating experience to work with your lender. Having worked in the short sale field for over five years I have helped plenty of homeowners who have taken out a second mortgage on their home successfully complete two separate short sales.

If you have a second or third mortgage and a short sale is your best option fill out a contact form on my website or call me directly to learn how the Kelly Cook Real Estate Group can help you. On my website you can also find our Short Or Stay Calculator that may help you determine if a short sale is right for you. Thank you for your time today and I look forward to hearing from you soon.

Can I Stay Current On My Mortgage And Still Short Sale?

Hello, Kelly Cook here with the Kelly Cook Real Estate Group, your :k1: short sale specialist. We can be found online at www.KellyCookHomes.com; we’re part of the Keller Williams Realty network here in :k1:. We specialize in helping homeowners find alternatives to foreclosure through the means of a short sale.

The topic we’re discussing today is a pretty interesting one because it has quite a few misconceptions about it. It’s a question asked frequently and that is, “If I’m current on my mortgage can I still short sale?” The quick answer is yes, you absolutely can. We have completed short sales for clients while they have stayed current throughout the entire process, however, it’s a challenging battle to fight with the banks; this is unfortunately the reality of the situation. A small percentage of all the short sales we’ve ever done have involved the client staying current on their mortgage. It’s something that we’re more than happy to take on and attempt the short sale because we can’t advise a homeowner to either miss a payment or remain current. That’s not our job; our job is to do the very best to try and short sale your home. If you are behind on your mortgage, that does motivate the bank to work a little bit harder to get your short sale approved.

So, yes, you can remain current on your home and still do a short sale, but it depends on a few specific scenarios. Give us a call today because we’d love to talk to you about it and your specific situation. Give us a call or email us at info@kellycookhomes.com. You can also go to MyHomeValueCalculator.com and it will instantly tell you what your home is worth. If you’re underwater, you can determine from there if a short sale is right for you. Thanks again for joining me; I look forward to helping you with your situation and determining if a short sale is right for you.

Do You Know If Fannie Mae Is The Investor On Your Mortgage Note?

Hello everyone my name is Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialist, thank you for joining me today. Our team of short sale specialists are working with :k1: homeowners every day and I use this blog to share valuable information for distressed property owners looking to get out from under mortgage debt. If you are having trouble paying your mortgage each month or have seen the value of your home greatly diminished take a minute to browse my website or call me directly to learn more about all of your real estate options.

For my blog today I wanted to speak with you about completing a short sale on a mortgage owned by Fannie Mae in the state of :k1:. Fannie Mae is a huge organization that owns a vast majority of the mortgage notes in this country and are considered the investor on your loan. While there are several other investors out there Fannie Mae is by far the largest and in turn I work with them on several of the short sale files that I take on. As a :k1: homeowner it is important to know who the investor is on your loan in order to understand if you qualify for any short sale programs or incentives. It is very easy to find out who your investor is and which programs you qualify for by simply contacting a trusted short sale agent in the :k1: region. These short sale programs backed by Fannie Mae may save you money or provide relocation assistance once your short sale is complete.

There may be certain qualifications to meet and not every homeowner will qualify but it is important to know your specific situation. For more short sale information, or to find out who your investor is, fill out a contact form on my website or call today to get started. Thank you for your time today and I hope to hear from you soon at the Kelly Cook Real Estate Group in :k1:.

Can I Receive A Cash Incentive For Completing A Short Sale In Arizona

Hello everyone my name is Kelly Cook with the Kelly Cook Real Estate Group, your :k1: short sale specialist, thank you for joining me today. Our team of short sale experts are working with :k1: homeowners every day to help educate them on their options for avoiding foreclosure. If you have seen the value of your home greatly diminished or are simply having trouble making your mortgage payments take a minute to browse my website or contact me directly to learn more about your options.

For my blog today I wanted to speak with you about the possibility of receiving a cash incentive from a short sale in :k1:. I get asked this questions a lot and think it is important that :k1: homeowners know if their property may qualify them for a cash incentive. With the numerous programs available currently it is always one of our main goals to qualify your property in order to receive relocation assistance. The main program I have seen used by :k1: homeowner is the government sponsored HAFA program that may provide up to three thousand dollars for relocation assistance. Several lenders, most notable Bank of America and Chase Bank, also have programs in place for their customers that will provide a wide range of relocation assistance to :k1: homeowners completing a short sale. Given the numerous programs available to homeowners your best option may be consulting with a short sale specialist to find out what may be your best option for receiving relocation assistance.

If you have questions on the short sale process or are unsure what to do about your underwater mortgage contact the Kelly Cook Real Estate Group today to discuss all of your options. Thank you for your time today and I hope to hear from you soon at :k1:’s short sale specialist.